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Company Name : AJIL Financial Service Company

Credit officer

bayt.com

Job Description

  • Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
  • Collecting the needed financial documentation and assessing the client’s creditworthiness.
  • Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
  • Approving or denying loan requests, and communicating your decision to both clients and management.
  • Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
  • Maintaining records of loan applications by using loan management software.
  • Managing loan renewals by organizing follow-up meetings with clients.
  • Monitoring the progress of the loan application process and relaying any hindrances to clients.
  • Ensuring that loan applications are in line with the company’s financial policies, as well as state laws and regulations.

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