Credit Manager

Primary Purpose of the job: 

• Lead the credit team and manage the entire credit granting process with the goal of optimizing the company’s sales and reducing bad debt losses through the: 
• Consistent application of the company’s policies and procedures, particularly those pertaining to credit facilities 
• Preparation of credit evaluation reports for all company’s existing and new customers in accordance of the company’s credit policy.
• Periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers
• Principal Accountabilities: 
• Continuously source and evaluate new channels in which the company’s products and services can be promoted.
• Review credit proposals and approve or reject the granting of credit/ leasing facilities accordingly.
• Maintain and enhance client and supplier relations through periodic visits to ascertain their satisfaction with services rendered as well as manage corrective measures and other initiatives to strengthen the company’s market presence.
• Lead, develop, motivate and coach the credit team to achieve set targets.
• Oversee the administration of credit files ensuring that all documents are being maintained according to set policies and procedures.
• Measure and report on departmental metrics
• Review and sanction sales invoices and coordinate with the collection department.
• Participate in marketing activities to achieve the targeted goals in terms of turnover and profitability.
• Prepare and submit activity reports by the required deadlines.